Membership educationChoose the Member Responsibility Amount that fits your household
The 2026 Caring & Sharing brochure describes contribution amounts as varying by age and household size. A family membership is defined in the brochure as three or more members.
Member Responsibility Amount
Designed for households comparing the lower MRA option.
- Six office visits per member
- Unlimited virtual primary care
- Unlimited virtual urgent care
- Additional membership support services
Member Responsibility Amount
A higher MRA alternative for households comparing contribution and responsibility tradeoffs.
- Six office visits per member
- Unlimited virtual primary care
- Unlimited virtual urgent care
- Additional membership support services
Eligibility, sharing limits, waiting periods, exclusions, and contribution amounts are controlled by the current Membership Guidelines. This page does not quote or guarantee benefits.
Compare 2026 Monthly Contribution Amounts
| Age Band | Member | Member +1 | Family |
|---|---|---|---|
| 1-39 | $328 | $424 | $504 |
| 40-49 | $388 | $523 | $634 |
| 50-59 | $484 | $675 | $834 |
| 60-64 | $575 | $821 | $1,026 |
| Age Band | Member | Member +1 | Family |
|---|---|---|---|
| 1-39 | $289 | $364 | $426 |
| 40-49 | $355 | $437 | $522 |
| 50-59 | $414 | $563 | $688 |
| 60-64 | $484 | $675 | $834 |
Household contribution note: The Head of Household is the oldest member in the household. When a household includes more than five family members, the monthly contribution amount increases by $50 for each additional dependent.
These are 2026 monthly contribution examples supplied for membership education. Current contribution amounts, eligibility, sharing limits, waiting periods, exclusions, and all membership terms are controlled by Caring & Sharing and the current Membership Guidelines. This page does not quote or guarantee benefits.
More than medical-need sharing
Virtual care
Virtual primary care and virtual urgent care access described by the membership materials.
Counseling
Access to counseling services and member-support resources.
Prescription discounts
Prescription discount resources intended to help members compare costs.
Everyday discounts
Dental, vision, hearing, and durable medical equipment discount resources.
Four recommended first steps
Download the HealthWallet app
Use the app for records, appointments, prescription-price comparisons, and the Membership Commitment Form described in the brochure.
Review the Membership Guidelines
Read and revisit the guidelines to understand eligible needs, limits, responsibilities, and procedures.
Learn the membership terminology
Review definitions so the language used in the guidelines, Member Portal, and sharing documents is clear.
Set up the Member Portal
Use the email associated with the membership and obtain credentials from Member Services when needed.
Resources available after enrollment
Member Services
Help with membership questions, monthly contributions, and medical-need procedures.
Healthcare Concierge
A resource for navigating membership services and healthcare-related support.
Prayer and community support
Ministry resources include prayer support, encouragement, and community-focused services.
Caring & Sharing is not insurance. Members are self-pay patients. Review the current Membership Guidelines before joining; medical-bill sharing is not guaranteed.
Ready to review your options?
Calvin can help answer questions and guide you to the approved enrollment destination.
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Questions about this coverage?
Calvin Sulak can help explain general coverage concepts and the options available in your area.